making money Archives - the frugal millionaire

How to Start Managing Your Money

This is a sponsored post for PSECU, a not-for-profit credit union. All opinions are my own.

Managing your money is a necessary life skill and really should be taught in schools right alongside math and English. Usually, we make mistakes in our 20s and learn our lessons the hard way. We get into auto loan debt, student loan debt and credit card debt, then are left wondering how the heck we’re going to pay all this off.

If you’re just starting out with learning to manage your money, or if you’re knee-deep in debt and are trying to dig yourself out of a seemingly endless hole, this post is for you. Here is how to start managing your money in an easy-to-understand, step-by-step format.

How To Make Money This Holiday Season

This time of year is my favorite. I don’t want to miss out on Pumpkin Spice Lattes and fall festivals because I’m on a budget. Instead, I want to enjoy everything that encompasses the holiday season. And yes, that means spending some money. Here is how to make extra money this holiday season.

Instead of providing the normal “How to save money this Christmas”-style post, I wanted to do something different. I want to show you how you can make money this holiday season so you have a bit more wiggle room in your budget.

June Income Report: How My Online Income Has Evolved

Hi everyone!

Welcome to this month’s online income report, where I share exactly how much money I’m making online and how I’m doing it. This month, I’m not only sharing my June income report, but I’m also sharing a look back at my online income over the years. Hopefully, this will encourage you in your own blogging journey!

Blogging is not a way to make money fast or immediately, but it’s definitely a way to create a passive form of income for yourself after many years of work. Right now, my blog is sort of in “maintenance mode” but I’m still making $3,000+ per month. What is maintenance mode, you ask? Well, that’s where I’m still sharing posts on social media, sending out 2-3 newsletters per month (sign up here!), and writing 2-3 blog posts per month. So yes, I’m still working, and my income isn’t completely passive. But to be making $3K a month for maybe 10 hours of work total is a huge win in my book!

Once my kids go back to school in September (granted, I’ll still have my baby with me!), I plan on entering a more “active” stage with my blog. Active blogging (for me) is posting at least once a week, having specific strategies and goals in mind each month, creating new products, promoting and updating old products, joining more affiliate programs, and more. Hopefully, I’ll see my income increase even more by doing these things!

If you are on the fence about starting a blog, I highly encourage you to just go for it! Don’t overthink it or think you’re too busy to build a successful blog. If you can commit to doing one blogging-related task every single day (even if it’s an easy, three-minute task), you will see results over time.

If you’re ready to start blogging, head over here to receive a special discount on your plan! >>
Continue Reading

5 Unique Ways to Make Money Every Day

Do you want to get Starbucks (or any other splurge) for free…every single day?! I’m talking un-budgeted, completely extra money in your pocket each and every day.

If you’d like to have an extra $5-$100 EVERY DAY to spend on fun stuff for yourself and your family, keep reading…

I don’t purchase Starbucks with our family money, but instead find unique ways to make extra money every day. My coffee costs $3.19/day, so I strive to make at least that per day in an off-the-wall way. (Usually I end up making more!) Below are five unique ways to make money every single day!

5 Ways to Make an Extra $500 a Month

What would you do with an extra $500 every month? I personally would save half of it ($250), go out to eat a few extra times each month ($100), and put the remaining amount ($150) towards debt.

Below are five ways you can make an extra $500 a month. Combine all of them for an extra $2,500!

Top Work from Home Jobs 2017

Considering a work from home job in 2017? Look no further!

Working from home allows many benefits, including:

Setting your own schedule
Not having a commute
Wearing comfy clothes
Spending more time with your kids
Not having to attend boring meetings
Being in control of your income
and more!

I’ve been working from home for four years now and I wouldn’t trade it for anything. If you’re hoping to work from home this year, check out these top work from home jobs 2017.

Best Paid Survey Sites

Looking for the best paid survey sites? Taking paid surveys online in your free time is a fantastic way to make extra money each month. And, you don’t even have to set aside a specific chunk of time to do them. I do them while watching TV, eating lunch, or during times I’d otherwise just be mindlessly browsing the internet.

Taking surveys online is a very easy way to make extra money each month. In fact, there are tons of different ways to make money online! My personal favorite way is through blogging. Yes – this little blog you’re reading here makes an anywhere from $1500-$3000+ each month! However, blogging definitely takes time to start making an income. If you need money now, or just want some extra coffee money each month, taking paid online surveys will suit you just fine!

So let’s dive right in. Here are the best paid survey sites of 2018.

Ultimate Guide to Making Money Online

Ready to make money online in 2018?!

Earning an income online is becoming more and more popular. Whether you’re wanting to make extra money each month or you’re hoping to replace your (and/or your spouse’s) full-time income, let this be your year to make money online.

There are many, many ways to make money online. Below, I’m outlining the best ways so you, too, can start making money online immediately!

But before we get started, let’s list out the specific reasons you want to make money online and what your long-term goals are. For me, it looks like this:

Save more money each month (this is reason #1)
Pay extra toward our mortgage (this is our only debt as my online income was able to pay off our SUV last year)
Take family vacations more often
Replace my full-time income (2017 end-of-year goal) <-this has been MET. I quit my job in March!!
Replace my husband’s full-time income (long-term goal)

Now, let’s get started. Below is my ultimate guide to make money online in 2018!

How to Be a Stay-at-Home Mom without Changing Your Lifestyle

I think it’s safe to say that working moms would enjoy the possibility of being a stay-at-home mom if it meant keeping their lifestyle the same. I personally am one of those crazy people who actually enjoys my full-time job, but I’d be lying if I said I didn’t even consider what it would be like to stay home.

Here’s the thing, though. I think the majority of us working moms would miss having “something for ourselves.” We’d miss contributing to the family financially, and we’d definitely miss socializing with other adults (big one for me!!). If this is exactly how you feel, keep reading.

Top 10 Unfrugal Confessions (of a Personal Finance Blogger)

I’m naturally frugal and naturally a saver. However, I am absolutely not extreme. Today I’m confessing all of the things I spend money on, even as a frugal person.

Some of you might not think I’m that frugal after reading this 😉 But, I should preface this by saying that my husband and I work hard at side hustles so we can live a little more freely. Just in the past year, we purchased our dream house (that we thought at the time we were “over buying”), paid extra toward new said mortgage every single month, paid off $16K on our auto loan (this will be gone next month, woot!), contributed 10-15% of our checks to retirement, and added thousands to our personal savings.

ALL of that was possible because of side hustles!

My two side hustles are freelance writing and blogging. Blogging is my main one now, as I also have a FT job. I am averaging over $1,000/month from my blog and I spend about 10 hours a month on it.

You can view my latest income report here!

Also, if you’re interested in starting a blog, you can use my “How to Start a Profitable Blog” tutorial. With it, you’ll receive my book, The Beginner’s Guide to Blogging, for free; in addition to a special discount from Bluehost to my readers only! Get started now!

Here are my unfrugal confessions (please be nice, and remember I am pregnant!):