I’m going to take a guess here and say that 100 percent of people that are in debt wish they could be out of debt. Because, let’s face it, who actually wants to be in debt?
I’ll use myself as an example first. When my husband and I were dating, we each had credit cards totaling more than $7,000. John had student loans and I had a car loan. We didn’t like being in debt, but it wasn’t until we made a conscious decision to get out of it that things started to change. We paid off our credit cards within a few months and started living off of one income. Living off of one income for a year allowed me to stay home with our baby girl when she was born. I started freelancing, and any extra money we made went straight to our student loans and car loan. Within two years, we were debt-free, and it felt incredible.